Loan Programs Calculator Do I Qualify? About Book Appointment Reviews Process Contact 📞 (508) 439-3975 Apply Now
Now Serving MA & FL Homebuyers

Stop Wondering If You Can Afford It. Let's Find Out Together.

Buying a home shouldn't feel overwhelming. As your dedicated loan officer, I'll cut through the confusion, find the loan that fits your life, and guide you from your first question all the way to closing day.

No-pressure consultation
9+ loan programs
Fast pre-approval
Raafay Hussain
Raafay J. Hussain
Mortgage Loan Officer
Drew Mortgage Associates · NMLS# 2623740
★★★★★
"Raafay made the entire process so easy. As a first-time buyer I had no idea where to start, but he walked me through every single step with patience and clarity. We closed in under 30 days!"
— Sarah M., First-Time Buyer · Worcester, MA
🎯
Our Focus
Client-First Service
📋
Loan Options
9+ Programs Available
🌍
Licensed In
Massachusetts & Florida
🕐
Response Time
Within 24 Hours
🔒
Regulated By
NMLS · Equal Housing Lender

Loan Programs for Every Buyer

From first-time buyers to seasoned investors, I offer a wide range of loan products tailored to your unique financial situation.

View All 9 Loan Programs →

Can You Buy a Home in Massachusetts?

Answer 5 quick questions and see which loan programs you may qualify for — takes under 2 minutes.

Question 1 of 5

What is your estimated credit score?

Question 2 of 5

What is your approximate annual household income?

Question 3 of 5

How much do you have saved for a down payment?

Question 4 of 5

Are you a U.S. Veteran or active-duty service member?

Question 5 of 5

Is this your first home purchase?

Almost There!

Where should I send your results?

Enter your contact info to see which programs you qualify for. No spam — ever.

By submitting, you consent to be contacted by Raafay J. Hussain (NMLS# 2623740) at Drew Mortgage Associates Inc. (NMLS# 2856) regarding your mortgage inquiry. Submission does not constitute a loan application or commitment to lend.

Based on your answers, you may qualify for:

These are preliminary estimates based on your self-reported answers. Actual eligibility depends on a full review of your financial profile. Let's talk — it's free and there's no obligation.

Mortgage Calculator

Move the sliders to estimate your monthly payment, then get a personalized rate quote from me directly.

Home Price $400,000
$100K$1.5M
Down Payment 10% ($40,000)
0%30%
Interest Rate 7.0%
3%12%
Loan Term
Estimated Monthly Payment
$2,988
Includes P&I · taxes · insurance · PMI (if applicable)
Principal & Interest
Est. Property Tax
Est. Home Insurance
PMI
Total Monthly Est.
Loan Amount
Total Interest Paid
PMI applies when your down payment is under 20%. It can typically be removed once you reach 20% equity in your home.

Get Your Personalized Rate
These numbers are estimates. Get an exact rate based on your real profile — free, no obligation.

By submitting, you consent to be contacted by Raafay J. Hussain (NMLS# 2623740) at Drew Mortgage Associates Inc. (NMLS# 2856). Not a commitment to lend. All loans subject to credit approval.

Book a Free Consultation

Select a date and time — available Tuesday through Thursday.

Free Consultation
Free Mortgage
Consultation
🕐
Duration
30 minutes
📍
Location
In-Person · Drew Mortgage Associates
196 Boston Turnpike Rd
Shrewsbury, MA 01545
📅
Availability
Tuesday – Thursday
Cost
No cost · No obligation
Ready to get started?
Pick a date and time that works for you. You'll receive a confirmation and calendar invite immediately after booking.
9:00 AM  ·  11:00 AM  ·  1:00 PM  ·  3:00 PM
Tuesday, Wednesday & Thursday
Synced to Outlook calendar in real time
Book My Appointment
Opens Microsoft Bookings — your appointment goes directly into Raafay's Outlook calendar and you'll receive an email confirmation.

A Loan Officer Who Puts You First

Raafay Hussain - Mortgage Loan Officer
Raafay J. Hussain
Mortgage Loan Officer · NMLS# 2623740

As a licensed Mortgage Loan Officer at Drew Mortgage Associates Inc. in Shrewsbury, MA, I am committed to making the mortgage process as smooth, transparent, and stress-free as possible.

Whether you're purchasing your first home, upgrading to your dream property, or looking to refinance, I work closely with each client to find the right loan solution — not a one-size-fits-all approach.

I believe that every client deserves clear answers, honest advice, and a dedicated advocate in their corner from application to closing.

Personalized guidance from application through closing
Access to a wide range of loan products and programs
Clear communication — no jargon, no surprises
Licensed to serve clients in Massachusetts and Florida
Licensing & Credentials
Loan OfficerRaafay J. Hussain
Personal NMLS#2623740
CompanyDrew Mortgage Associates Inc.
Company NMLS#2856
MA LicenseActive
FL LicenseActive
Address196 Boston Turnpike Rd, Shrewsbury, MA 01545

Let's Talk About Your Mortgage

Ready to take the next step? Reach out today for a free, no-obligation consultation.

🏢
Office
Drew Mortgage Associates Inc.
196 Boston Turnpike Road
Shrewsbury, MA 01545
📍
Licensed In
Massachusetts & Florida
Get Your Free Pre-Approval
Fill out the form below and I'll be in touch within 24 hours.

By submitting this form, you consent to be contacted by Raafay J. Hussain (NMLS# 2623740) at Drew Mortgage Associates Inc. (NMLS# 2856) regarding your mortgage inquiry. Submission of this form does not constitute a loan application or commitment to lend. All loans subject to credit approval. Not all applicants will qualify.

Real People. Real Results.

Here's what clients say about working with me from first call to closing day.

★★★★★

Raafay made the entire process so easy. As a first-time buyer I had no idea where to start, but he walked me through every single step with patience and clarity. We closed in under 30 days!

SM
Sarah M.
First-Time Buyer · Worcester, MA
★★★★★

I'm self-employed and thought getting a mortgage would be impossible. Raafay found me a bank statement loan and made it happen. I now own the home I always wanted. He's the best in the business.

MT
Michael T.
Business Owner · Boston, MA
★★★★★

We refinanced with Raafay and saved over $400 a month. He was always available, answered every question, and explained everything in plain English. I'll never use anyone else.

JK
Jennifer K.
Homeowner · Tampa, FL

Simple Steps to Your New Home

I guide you through every step of the mortgage process so you always know exactly what's coming next.

1
Free Consultation

We discuss your goals, finances, and timeline to identify the best loan options for your situation.

2
Pre-Approval

Receive a pre-approval letter so you can shop for your home with confidence and a clear budget.

3
Processing & Underwriting

I handle the paperwork and coordinate directly with underwriting to keep everything on track.

4
Close & Move In

Sign your final documents, receive your keys, and celebrate becoming a homeowner.

Serving Homebuyers Across Massachusetts & Florida

Based in Shrewsbury, MA at Drew Mortgage Associates Inc., I serve clients throughout Worcester County and beyond — as well as homebuyers across the state of Florida.

🏠 Shrewsbury, MA
🏠 Worcester, MA
🏠 Westborough, MA
🏠 Northborough, MA
🏠 Marlborough, MA
🏠 Grafton, MA
🏠 Millbury, MA
🏠 Auburn, MA
🏠 Holden, MA
🏠 Leicester, MA
🏠 Statewide — Massachusetts
🏠 Statewide — Florida

Don't see your city? I'm licensed across all of Massachusetts and Florida — reach out and let's talk.

Ready to take the next step? Free consultation — no obligation.