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🏠 Drew Mortgage Associates · Shrewsbury, MA

Loan Programs for Every Massachusetts Buyer

Whether you're buying your first home, investing in rental property, or refinancing an existing loan — I have a program designed for your exact situation.

9+
Loan Programs
MA & FL
Licensed States
3.5%
Min. Down (FHA)
$0
VA Down Payment

Choose the Right Loan for Your Goals

Click any program to learn more — requirements, benefits, and how to get started.

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FHA Loans
3.5% Down 580+ Credit First-Time Buyers

Government-backed loans with low down payment and flexible credit requirements. Ideal for first-time homebuyers and those rebuilding credit.

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VA Loans
$0 Down No PMI Veterans Only

Exclusive mortgage benefits for eligible veterans, active-duty service members, and surviving spouses. No down payment, no PMI, competitive rates.

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Conventional Loans
3% Down 620+ Credit PMI Removable

The most widely used loan in Massachusetts. Flexible options for primary residences, second homes, and investment properties with competitive long-term rates.

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USDA Loans
$0 Down Low Rates Rural/Suburban

Zero down payment financing for eligible buyers in rural and qualifying suburban areas of Massachusetts. Income limits apply.

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Jumbo Loans
$766K+ 700+ Credit Luxury Homes

Financing for high-value properties that exceed conforming loan limits. Personalized solutions for buyers purchasing above $766,550 in Massachusetts.

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Refinancing
Lower Rate Cash-Out Remove PMI

Lower your monthly payment, shorten your loan term, access your home's equity, or switch from an FHA to a conventional loan. I'll find the right strategy for you.

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DSCR Loans
No W-2 Needed Investors Rental Income

Qualify based on a property's rental income, not your personal income. No tax returns, no pay stubs — ideal for real estate investors growing a Massachusetts portfolio.

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Reverse Mortgage
Age 62+ No Monthly Payments FHA-Insured

Convert your home equity into tax-free funds with no required monthly mortgage payments. Retain full ownership of your Massachusetts home.

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Bank Statement Loans
Self-Employed No Tax Returns 12–24 Mo Statements

Qualify using 12–24 months of personal or business bank statements instead of tax returns. Perfect for business owners, freelancers, and contractors in Massachusetts.

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Not Sure Which Program Fits You?

Answer 5 quick questions and I'll tell you exactly which loan programs you may qualify for — takes under 2 minutes.

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Get Started Today

Ready to Find Your Loan?

Free consultation — no pressure, no obligation. I'll review your situation and show you exactly what programs are available to you.

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Office
Drew Mortgage Associates Inc.
196 Boston Turnpike Rd
Shrewsbury, MA 01545
🕐
Response Time
Within 24 hours
Get My Free Pre-Approval
Fill out the form and I'll be in touch within 24 hours.

By submitting you consent to be contacted by Raafay J. Hussain (NMLS# 2623740) at Drew Mortgage Associates Inc. (NMLS# 2856). Not a commitment to lend. All loans subject to credit approval.